High Interest Online Savings Accounts

Start letting your savings account earn money for you by depositing it in a high interest savings account. If you have your money stashed in your local banks savings account you might be earning less then 1% interest per year! We've chose some of the best earning savings account online and are proud to offer them to you. These offers are strictly limited to residents of the United States.

All the savings account products we recommend are FDIC insured for up to $100,000 per account holder. For more information on the FDIC, please visit their website at www.fdic.gov. The great feature of online accounts is that you have 24-hour access to your accounts. No waiting in lines, leaving your home, or having to leave work early so you can make it to the bank before it closes!

Online banking has grown tremendously over the past few years, and there are many advantages to having an online account linked to your local bank. You'll find that the rates below for regular linked savings accounts are much higher then your bank can provide; and there are no minimums or penalties for withdrawing your funds!

Emigrant Direct American Dream Savings Account - 3.60% APY

With an American Dream Savings Account™, you will earn a variable Annual Percentage Yield on your savings. We offer you flexibility, freedom, and security that is unsurpassed in personal banking today. Plus, with an American Dream Savings Account™ you will have peace of mind, since your account is FDIC insured and always secure.

• No matter what your account balance, your account will always earn our high interest rate.
   
• The American Dream Savings Account™ has no fees or service charges, and that's the truth! You earn high interest on every single cent you deposit without having to worry about giving it back in fees.
   
• An American Dream Savings Account™ gives you the freedom to access your account whenever you need it. When you open your account, Emigrant Direct™ automatically links up with your designated checking account allowing you the flexibility to make deposits or withdraw funds by transferring money online.
   
• Your deposits at Emigrant Direct are FDIC insured up to $100,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts.

Open your Emigrant Direct American Dream Savings Account Today!

ING DIRECT Orange Savings Account - 3.40% APY

ING DIRECT offers you the best savings rate on the internet.  You'll never get a savings rate as good as this from any local bank; most long term CD's don't even get this high!

You can feel assured that your money is safe with ING DIRECT. Not only are they FDIC insured, but they are also one of the largest financial institutions in the United States.

• You don't have to switch your bank; simply activate your Orange Savings Account today and start earning interest that will actually amount to something.
   
• Earn 3.40% Annual Percentage Yield on an FDIC-insured savings account with no fees, required minimums or service charges… no matter how much you have on deposit. 
   
• Access to your account is available 24 hours a day, 7 days a week, and 365 days a year!
   
• You can make deposits or withdraw funds by transferring money online, through an Interactive Phone Service, or by speaking with an ING DIRECT Sales Associate.
   
• The Automatic Savings Plan allows you to automatically have a fixed amount of money regularly transferred to your high interest Orange Savings from your linked checking account.
   
• Deposits are FDIC insured up to $100,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts.

Open your Orange Savings Account Today with ING DIRECT!