Money Saving Tips

Sure, shopping online and finding great deals on products leads to a savings for yourself, but there are many other ways you can control your savings account.  The last thing you should be doing in life is living paycheck-to-paycheck accumulating debt over time.  This will only lead to more financial problems in your future. 

We're not going to preach a "cheap & stingy" lifestyle by not spending any money and saving it all, but rather some interesting tips on ways you can save money over time.

Keep in mind that sometimes you'll actually need to spend money now to save it in the future; one example is investing in energy-efficient light bulbs to replace all your incandescent bulbs.

We invite everyone to submit any tips they have for the rest of our community.  Once again, we're not looking for conventional savings ideas (ie: wait for sales, coupon clipping, going out for a $20 dinner instead of a $100 dinner), but rather creative and long term tips that will result in overall savings.

Tip #1: Don't Sacrifice Comfort for Minimal Savings
Tip #2: Use Money Management Software
Tip #3: Use Cash Back Credit Cards
Tip #4: Review Recurring Expenses
Tip #5: Keep the Change
Tip #6: Have a Fire Extinguisher Handy
Tip #7: Use Programmable Thermostats
Tip #8: Increase Insurance Deductibles
Tip #9: Certificate of Deposits (CD's)
Tip #10: If You Don't Use It - Lose It
Tip #11: Water you talking about?
Tip #12: Fill'er Up
Tip #13: Tire Pressure
Tip #14: The Check's NOT in the Mail
Tip #15: It's in your Best Interest
Tip #16: To MP3 or not to MP3?
Tip #17: A Hallmark Moment
Tip #18: Don't Procrastinate
Tip #19: Do Not Call/Mail/Bother Me
Tip #20: Avoid That ATM (sometimes)