Cash Back Credit Cards - Save everyday!

Finding deals on the internet is one thing, but there's another great way to save some money while you are shopping online.

Did you know that you can get at least 1% back on most of your online purchases by using a cash-back credit card? Over a period of one year, if you spend $500.00 a month on your credit card, this can put $60.00 back in your pocket!  Most cash back card programs have no annual fee and will even give you cash back rewards of up to 5% for qualifying purchases!

There are also some online retailers that provide cash back credit in the form of points, credit, or gift certificates by using their branded credit cards.

Also, be sure you read the "fine print" for any other rewards program you sign up for. Many of these programs have some type of restriction which can lead to a loss of accumulated points, a monthly maintenance fee, or other restrictions. Gas-rebate cards are notorious for offering you a high percentage back initially (for 90 days or so) and then dropping off considerably, or only allowing to use your cash-back rewards towards automotive purchases (repairs, gas, etc).

We also highly recommend that if you carry any type of balance on your credit cards, try to get in the habit of paying your balance off every month.  If you don't pay off your balance, then any cash-rebate reward you earned is quickly wiped out by finance charges.

Our recommendations for cash back credit cards are:

The American Express Blue Cash Card

Take advantage of up to 5% cash back and experience the exceptional level of service that comes with Card membership. It's never been this easy to earn 5% cash back. What's more, you can earn cash back even faster at the places you may frequent the most like supermarkets, gas stations and drugstores. There's no minimum so you can start earning cash back right away! Those with poor credit need not apply!

• 5% cash back at gas stations
• A 0% Intro APR
• No annual fee
• A low balance transfer rate - 4.99% fixed APR for the life of the balance
• The flexibility to pay over time

    Apply for the American Express Blue Cash® Card

    Have a business? Apply for the American Express Business Blue Cash Card

The American Express Business Platinum Cash Rebate Card

• Get the credit you deserve, with up to 10% cash back
• Up to 5% cash rebate on purchases and no cash back limit
• Extra 5% cash rebate from Nov 1, 2005 - Jan 31, 2006
• No annual fee
• 0% introductory APR for the first six months
• No minimum spending requirement - start earning cash back right away
• Earn cash rewards on purchases made by Additional Cardholders

The Discover Platinum Card

• Full 5% Cashback Bonus on "Get More" purchases in popular categories all year
• Up to 1% Cashback Bonus on all your other purchases
• Unlimited cash rewards that never expire
• Double your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificate from many of our 50 brand-name Partners

    Apply for the Discover® Platinum Card

The Amazon.com Platinum Visa Credit Card

For every dollar you spend with your Amazon.com Visa card you receive points that get converted to Amazon Gift Certificates.  If you use this solely for making purchases at Amazon.com; you'll get a $25.00 gift certificate after spending $834.00 at Amazon alone.  This turns out to be about a 3% cash-back reward which is fantastic compared to most cards that only offer 1%! Best of all, your first purchase with the card is eligible for a $30 discount!

• $30 automatic discount off the first qualifying Amazon.com order you pay for using the card.
• Instant use of the card and coupon after approval
• Free rewards that come quickly, easily, and automatically

  	Earn 3 reward points for every dollar spent at Amazon.com
  	Earn 1 reward point for every dollar spent on purchases elsewhere
  	For every 2,500 reward points, you'll receive a $25 Amazon.com Reward Certificate

• 0% APR for 6 months on purchases and balance transfers, variable rate thereafter
• No Annual Fee

    Apply for the Amazon.com Platinum Visa Card

Chase Cash Plus Rewards Visa Card

The Chase Cash Plus Rewards card will give you up to FIVE times the rewards for every dollar you spend at grocery stores, drug stores, and gas stations!

• 5% cash back at grocery stores, gas stations and drug stores
• 1% cash back on all other purchases
• Redeem your points for cash back checks OR get gift certificates from your favorite merchants including Best Buy, The Home Depot, Macy's and more.0% Introductory APR for up to 12 months on purchases and balance transfers
• No Annual Fee

    Apply for the Chase Cash Plus Rewards Visa Card